About Us

Pooled Trusts

LIFE, Inc. Pooled Trusts offers Supplemental Needs Trusts and Special Needs Trusts services, and is intended for people with disabilities to qualify for Medicaid eligibility by depositing their surplus income, also known as a spend down, into a trust. This excess income can then be used to pay your bills and expenses, all while maintaining eligibility for Community Medicaid.

Labor & Industry for Education, Inc. (LIFE) is a 501(c)(3) not-for-profit organization that has been providing an array of social services to the people of New York State for over 30 years.

To read more about LIFE and its programs, please visit http://www.lifetech.org/

LIFE has established the LIFE, Inc. Pooled TrustsServices, a group of pooled Special Needs Trusts specially designed to help enhance quality of life for its disabled participants and to provide for their special needs.

The LIFE, Inc. Pooled Trusts are specifically designed trusts, which can provide additional benefits for its disabled participants (or “beneficiaries”) without affecting their eligibility for governmental benefits such as Medicaid, SSI, Food Stamps and Section 8 Housing.

The Trust acts as a way for a sponsor (either the beneficiary themselves, a parent or guardian, or even a friend or other loved one) to provide for the special needs of a disabled beneficiary. The Special Needs Trust can be funded by anyone with an interest in providing for the care and needs of a disabled person without fear of jeopardizing the beneficiary’s government benefits.